Top 19 home insurance companies in Dubai

Choosing the best home insurance in Dubai can be challenging, with many companies offering various plans to suit different needs. In this guide, we’ve compiled a list of the top 19 home insurance companies in Dubai, exploring their prices, benefits, and why having home insurance here is essential to help you make an informed decision. 

1. Abu Dhabi National Insurance Company

Abu Dhabi National Insurance Company (ADNIC) is one of the most reputable insurers in the UAE, offering a variety of coverage options. Known for its strong financial stability and customer-centric services, ADNIC provides extensive home insurance solutions that protect your property and belongings from unexpected events like fire, theft, and natural disasters.

What sets ADNIC apart is its flexibility. Policyholders can customize their plans based on their requirements, ensuring they only pay for what they need. Their claims process is streamlined and efficient, backed by a responsive customer service team available to assist you at every step. ADNIC also provides optional add-ons, such as coverage for valuable items or accidental damage, to ensure total peace of mind.

• Home Insurance Coverage: Fire, theft, accidental damage, and natural disasters.
• Additional Services: Personal accident coverage, travel insurance, and vehicle insurance.
• Website: adnic.ae
• Contact: +971 2 408 0100, info@adnic.ae
• Location: Mohamed Bin Khalifa St – Al Danah – Zone 1 – Abu Dhabi
• Price Range: $$

2. Sukoon Insurance

Sukoon Insurance, formerly known as Oman Insurance Company, has been a trusted name in the UAE’s insurance sector for over 49 years. They offer a range of home insurance plans designed to suit both homeowners and tenants, ensuring comprehensive protection for your property and belongings.

Their flagship Home Umbrella Insurance Plan provides extensive coverage, including protection against fire, theft, accidental damage, and natural disasters. This plan also offers benefits like alternative accommodation expenses if your home becomes uninhabitable due to insured events, and coverage for personal belongings even when you’re away from home.

For those with high-value properties, Sukoon’s Privilege Home Insurance is designed to cover luxury homes, valuable contents, art pieces, and jewelry, offering worldwide protection and personalized solutions.

Sukoon is recognized for its quick enrollment process with minimal documentation, making it convenient for clients to secure their homes promptly. Their customer service is accessible through multiple channels, ensuring assistance is readily available.

• Home Insurance Coverage: Fire, theft, accidental damage, natural disasters, alternative accommodation, personal belongings, and optional domestic helper coverage.
• Additional Services: Motor, life, health, travel, and personal accident insurance.
• Website: www.sukoon.com
• Contact: 800 785666, service@sukoon.com
• Location: Omar Bin Al Khattab Street, Next to Al Ghurair Mall, Deira, P.O. Box 5209, Dubai, UAE.
• Price Range: $$

3. Dubai Insurance

Established in 1970, Dubai Insurance is the first national insurance company in the UAE, offering a range of insurance products designed to meet the diverse needs of residents and businesses. Their home insurance policies are designed to provide comprehensive protection for homeowners and tenants alike.

Dubai Insurance’s home insurance plans cover various risks, including fire, theft, and natural disasters, ensuring that your property and belongings are safeguarded against unforeseen events. Among the added benefits is coverage for temporary housing if an insured event makes your residence unlivable. The company is known for its customer-centric approach, providing prompt and efficient claims processing to minimize inconvenience during stressful times.

With a strong presence in the UAE, Dubai Insurance has established itself as a reliable partner for individuals seeking to protect their homes and assets. Their experienced team is readily available to assist clients in selecting the most suitable coverage options designed to their specific needs.

• Home Insurance Coverage: Protection against fire, theft, natural disasters, and alternative accommodation expenses.
• Additional Services: Motor, health, travel, and personal accident insurance.
• Website: www.dubins.ae
• Contact: 04 269 3030, customerservice@dubins.ae
• Location: Al Rigga Road, Deira, P.O Box 3027, Dubai, UAE
• Price Range: $$

4. Union Insurance

Established in 1998, Union Insurance has become a prominent provider in the UAE’s insurance sector, offering various products tailored to individuals and businesses. Their home insurance policies are designed to safeguard your property and belongings against unforeseen events, providing comprehensive coverage at affordable rates.

Union Insurance offers two main types of home insurance coverage:

1. Buildings Insurance: This covers the physical structure of your home, including permanent fixtures and fittings, against risks such as fire, natural disasters, and accidental damage.
2. Contents Insurance: This protects your personal belongings within the home, such as furniture, electronics, and valuables, against theft, fire, and other covered perils.

With premiums starting as low as AED 1 per day, Union Insurance provides cost-effective solutions without compromising on coverage.

Their emphasis on exceptional customer service ensures that clients receive personalized assistance, from selecting the right policy to navigating the claims process.

• Home Insurance Coverage: Buildings and contents insurance, covering fire, theft, natural disasters, and accidental damage.
• Additional Services: Motor, health, travel, life, and property insurance.
• Website: www.unioninsurance.ae
• Contact: 04 378 7777, info@unioninsurance.ae
• Location: Single Business Tower – Sheikh Zayed Rd – Business Bay – Dubai
• Price Range: $

5. Dubai National Insurance & Reinsurance

Established in 1991, Dubai National Insurance & Reinsurance (DNI) has been a cornerstone in the UAE’s insurance landscape, offering a large selection of products for individuals and businesses. Their home insurance policies are crafted to provide comprehensive protection for homeowners and tenants.

DNI’s home insurance plans cover a range of risks, including fire, explosions, natural calamities like earthquakes and floods, bursting of water pipes, and burglary. Whether you’re a landlord or a tenant, their policies safeguard your property’s structure, contents, and personal belongings. Additionally, the coverage extends to liabilities arising from third-party claims, offering a holistic protection package.

A standout feature of DNI is its user-friendly online platform, allowing customers to obtain quotes and purchase policies easily. This digital approach simplifies the insurance process, making it accessible and convenient. Moreover, DNI is backed by leading international reinsurers, ensuring robust financial stability and reliability.

• Home Insurance Coverage: Protection against fire, explosions, natural calamities, water pipe bursts, burglary, and third-party liabilities.
• Additional Services: Motor, medical, travel, pedal cycle, and personal accident insurance.
• Website: www.dni.ae
• Contact: 600 5 80000, info@dni.ae
• Location: Dubai National Insurance Building, Opposite Deira City Centre, Port Saeed, Deira, Dubai, UAE.
• Price Range: $$

6. Orient Insurance Company

Established in 1982 as part of the Al-Futtaim Group, Orient Insurance Company has grown into a leading insurer in the UAE. Their home insurance policies are designed to provide comprehensive protection for homeowners and tenants.

Orient Insurance’s home insurance plans cover various risks, including fire, theft, natural disasters, and accidental damage. They also provide added coverage, including alternative accommodation costs if your home becomes uninhabitable due to a covered event. The company is known for its strong financial stability, holding an ‘A’ rating from Standard & Poor’s and an ‘A Excellent’ rating from AM Best, which are among the highest in the region.

With a customer-centric approach, Orient Insurance provides prompt and efficient claims processing to minimize inconvenience during stressful times. Their dedicated experts are readily accessible to assist clients in finding the most appropriate insurance solutions for their needs.

• Home Insurance Coverage: Protection against fire, theft, natural disasters, accidental damage, and alternative accommodation expenses.
• Additional Services: Motor, health, travel, life, and personal accident insurance.
• Website: www.insuranceuae.com
• Contact: 04 253 1300
• Location: Orient Building, Nadd al hamar, Road – Al Badia Blvd – opposite Deira International School – Dubai
• Price Range: $$

7. GIG Gulf

GIG Gulf, formerly known as AXA Gulf, is a leading insurance provider in the UAE with over 70 years of experience in the Middle East. They offer a comprehensive home insurance product called Home Comfort, designed to protect both homeowners and tenants against unforeseen events.

Home Comfort provides extensive coverage, including protection for buildings and contents against risks such as fire, theft, and natural disasters. It also offers liability coverage and optional domestic helper insurance, guaranteeing complete peace of mind through thorough home coverage.

One of the standout features of GIG Gulf’s home insurance is the 24/7 Emergency Home Assistance Service, which addresses urgent issues like plumbing emergencies, electrical faults, and broken windows. This service guarantees that professional help is readily available whenever unexpected problems arise.

GIG Gulf emphasizes affordability and convenience, with premiums starting as low as AED 1 per day. Customers can obtain quotes and purchase policies online, benefiting from a 5% discount for online transactions.

• Home Insurance Coverage: Protection for buildings and contents against fire, theft, natural disasters, accidental damage, liability coverage, and optional domestic helper insurance.
• Additional Services: Motor, health, travel, and yacht insurance.
• Website: www.giggulf.ae
• Contact: +971 4 5074085
• Location: Churchill Executive Tower, Business Bay, Floor 39, Dubai, UAE.
• Price Range: $

8. Al Buhaira National Insurance

Al Buhaira National Insurance Company (ABNIC), established in 1978, has solidified its reputation as a leading insurance provider in the UAE. With a network of nine branches across the country, ABNIC offers a full range of insurance products, including personalized home insurance solutions designed to protect both homeowners and tenants.

ABNIC’s home insurance policies are designed to safeguard your property and personal belongings against a variety of risks. Coverage encompasses protection from fire, natural disasters, theft, and accidental damage. Additionally, their policies offer liability coverage, which is essential in the event of accidents occurring on your property.

A notable feature of ABNIC’s home insurance is the flexibility to customize coverage to align with individual needs. This personalized approach makes sure that clients receive optimal protection without unnecessary costs. ABNIC is also recognized for its efficient claims processing and dedicated customer support, providing clients with peace of mind during unforeseen events.

• Home Insurance Coverage: Protection against fire, natural disasters, theft, accidental damage, and liability coverage for accidents on the property.
• Additional Services: Motor, health, travel, life, property, engineering, energy, liability, aviation, marine hull & cargo, group life, and personal accident insurance.
• Website: www.albuhaira.com
• Contact: +971 6 517 4444; care@albuhaira.com
• Location: 6th Floor, Buhaira Insurance Towers, Khalid Lagoon, Buhaira Corniche, Sharjah, Sharjah, United Arab Emirates
• Price Range: $$

9. HSBC UAE

HSBC UAE, in collaboration with GIG Gulf, offers the Home Comfort Insurance plan, providing diverse protection for both homeowners and tenants. This policy is designed to safeguard your property and personal belongings against unforeseen events.

The Home Comfort Insurance covers a multitude of risks, including fire, forcible theft, and natural disasters. It also extends to personal belongings, offering liability coverage and optional domestic helper insurance. Notably, the policy includes protection for your contents during house moves within the UAE and covers the cost of alternative accommodation when a covered risk results in your home being uninhabitable.

A standout feature of this insurance is the 24/7 Emergency Home Assistance Service, which promptly addresses urgent issues like burst pipes or broken windows, ensuring professional help is available when needed.

HSBC UAE emphasizes affordability, with premiums starting as low as AED 2 per day. Customers can obtain quotes and purchase policies online, benefiting from a 5% discount for online applications.

• Home Insurance Coverage: Protection against fire, forcible theft, natural disasters, personal belongings, liability coverage, optional domestic helper insurance, contents during house moves within the UAE, and alternative accommodation expenses.
• Additional Services: Car insurance, travel insurance, personal accident insurance, life insurance, and savings plans.
• Website: www.hsbc.ae
• Contact: 600 55 4722
• Location: HSBC Bank Middle East Limited UAE Branch, P.O. Box 66, Dubai, UAE.
• Price Range: $

10. Alliance Insurance

Established in 1975, Alliance Insurance has been a cornerstone of the UAE’s insurance industry, offering a diverse range of products designed to meet the unique needs of both individuals and businesses. Their Home Protection Insurance is specifically designed to safeguard homeowners and tenants, ensuring comprehensive coverage for your property and belongings.

The Home Protection Insurance policy provides extensive coverage for residential buildings and home contents, protecting against risks such as fire, natural disasters, theft, and accidental damage. This ensures that both the physical structure of your home and the valuable items within are well-protected.

Alliance Insurance is renowned for its customer-centric approach, offering personalized services to suit individual requirements. Their experienced team is readily available to assist clients in selecting the most suitable coverage options. Additionally, Alliance Insurance has established a strong presence in the UAE, with multiple branches across the country, enhancing accessibility and convenience for its clients.

• Home Insurance Coverage: Protection for residential buildings and home contents against fire, natural disasters, theft, and accidental damage.
• Additional Services: Motor, health, life, property, travel, marine, and aviation insurance.
• Website: www.alliance-uae.com
• Contact: 800 2554262; care@alliance-uae.com
• Location: Alliance Insurance Building, Port Saeed, Deira, P.O. Box 5501, Dubai, UAE.
• Price Range: $$

11. Al Dhafra Insurance

Al Dhafra Insurance Company, established in 1979, has been a prominent player in the UAE’s insurance sector. Their Household Insurance policy is designed to provide comprehensive protection for homeowners and tenants, ensuring peace of mind against unforeseen events.

The Household Insurance policy covers various risks, including fire, lightning, explosion, earthquakes, and theft. It also extends to cover contents temporarily removed from the insured building, whether placed in a bank safe deposit or private dwellings where the insured or their family members reside. The policy also covers alternative accommodation costs if the building is rendered uninhabitable due to a covered event. Legal liabilities to landlords and third parties can also be incorporated into the standard policy, offering a holistic protection package.

• Home Insurance Coverage: Protection against fire, lightning, explosion, earthquakes, theft, contents temporarily removed, alternative accommodation expenses, and optional legal liability to landlords and third parties.
• Additional Services: Motor, health, travel, life, property, engineering, marine, and personal accident insurance.
• Website: www.aldhafrainsurance.ae
• Contact: +971 2 6949444; info@aldhafrainsurance.ae
• Location: Al Dhafra Insurance Co. Building, Zayed II (Electra) Street, Al Markaziyah, Abu Dhabi, UAE.
• Price Range: $$

12. Emirates Insurance

Established in 1982, Emirates Insurance Company (EIC) has become a prominent player in the UAE’s insurance sector, offering a comprehensive range of products tailored to both individuals and businesses. Their home insurance policies are designed to provide robust protection for homeowners and tenants, ensuring peace of mind against unforeseen events.

EIC’s home insurance plans cover various risks, including fire, theft, natural disasters, and accidental damage. They further extend their coverage to include alternative living arrangements in the event your home is unfit to occupy due to a claimable event. The company is known for its strong financial stability, holding an ‘A-‘ rating from international rating agencies, which reflects its commitment to reliability and customer trust.

EIC adopts a customer-first approach, delivering swift and efficient claims processing to ease the burden during challenging times. Their knowledgeable team is always available to guide clients in choosing the coverage solutions best suited to their individual needs.

• Home Insurance Coverage: Protection against fire, theft, natural disasters, accidental damage, and alternative accommodation expenses.
• Additional Services: Motor, health, travel, life, and personal accident insurance.
• Website: www.eminsco.com
• Contact: +971 2 644 0400, info@eminsco.com
• Location: Emirates Insurance Company Building, Al Zahiyah, Abu Dhabi, UAE.
• Price Range: $$

13. Al Sagr National Insurance

Established in 1979, Al Sagr National Insurance Company (ASNIC) has been a significant player in the UAE’s insurance industry. Their home insurance policies are designed to provide comprehensive protection for homeowners and tenants, ensuring peace of mind against unforeseen events.

ASNIC’s home insurance plans offer comprehensive protection against a range of risks, including fire, theft, natural disasters, and accidental damage. An important feature of these plans is the provision for additional living expenses, often referred to as alternative accommodation coverage. This benefit assists policyholders with the extra costs incurred when their home becomes uninhabitable due to a covered event, ensuring they can maintain a standard of living comparable to their normal lifestyle during the repair or rebuilding period.

ASNIC’s commitment to reliability and customer trust is further exemplified by its strong financial stability, holding a ‘B++ (Good)’ rating from A.M. Best Europe – Rating Services Limited. This rating reflects the company’s solid financial foundation and its ability to meet policyholder obligations.​

• Home Insurance Coverage: Protection against fire, theft, natural disasters, accidental damage, and alternative accommodation expenses.
• Additional Services: Motor, health, travel, life, and personal accident insurance.
• Website: www.alsagrins.ae
• Contact: +971 4 7028500; asnic@alsagrins.ae
• Location: Al Sagr National Insurance Building, Diplomatic Area, Al Seef Road, Bur Dubai, P.O. Box 14614, Dubai, UAE.
• Price Range: $$

14. United Fidelity Insurance

Established in 1976, Fidelity United Insurance, formerly known as United Fidelity Insurance, is one of the UAE’s oldest insurance providers. With a legacy spanning over four decades, Fidelity United has built a reputation for delivering reliable and comprehensive insurance solutions to both individuals and businesses. Their Manzil Home Insurance plan is meticulously designed to cater to the diverse needs of homeowners and tenants, ensuring robust protection for properties and personal belongings.

​The Manzil Home Insurance policy offers extensive coverage against a variety of risks, including fire, theft, natural disasters, and accidental damage. It also protects personal belongings, both within the home and temporarily removed. A notable feature of this policy is its provision for alternative accommodation expenses. If the insured property becomes uninhabitable due to a covered event, the policy assists in covering the costs associated with securing temporary housing. It’s important to note that the extent and duration of this coverage can vary, so policyholders should review their specific policy details to understand any limits or conditions that may apply. ​

A notable feature of Fidelity United’s home insurance is the flexibility to customize the policy according to individual requirements. Clients can opt for additional covers such as building insurance and domestic workers’ personal accident coverage, tailoring the policy to their specific needs. This personalized approach ensures that clients receive optimal protection without unnecessary costs.

• Home Insurance Coverage: Protection against fire, theft, natural disasters, accidental damage, personal belongings (including those temporarily removed), alternative accommodation expenses, with optional covers for building insurance and domestic workers’ personal accident coverage.
• Additional Services: Motor, health, travel, pet, and personal accident insurance.
• Website: www.fidelityunited.ae
• Contact: 800 842; customercare@fidelityunited.ae
• Location: The Opus Tower, Block B, Office B703, Business Bay, Dubai, UAE.
• Price Range: $$

15. AIG UAE

AIG UAE, operating through its subsidiary American Home Assurance Company, offers an all-inclusive My Home Insurance plan designed to protect homeowners and tenants against unforeseen events. This policy provides extensive coverage for personal belongings and the physical structure of the home.

The My Home Insurance policy covers various risks, including fire, theft, natural disasters, and accidental damage. It also offers protection for contents temporarily removed from the insured building, whether placed in a bank safe deposit or private dwellings where the insured or their family members reside. In addition to standard coverage, the policy includes provisions for temporary housing if the building is affected by a covered event. Legal liabilities to landlords and third parties can also be incorporated into the standard policy, offering a holistic protection package. 

Additionally, the policy can incorporate landlord liability insurance, which is essential for property owners who rent out their premises. This coverage protects against claims arising from tenant or visitor injuries, property damage due to maintenance issues, or legal disputes related to the rental property. For example, if a tenant’s guest is injured due to a malfunctioning staircase, landlord liability insurance would help cover the resulting legal costs and any awarded damages. ​

• Home Insurance Coverage: Protection against fire, theft, natural disasters, accidental damage, contents temporarily removed, alternative accommodation expenses, and optional legal liability to landlords and third parties.
• Additional Services: Motor, health, travel, life, and personal accident insurance.
• Website: www.aig.ae
• Contact: +971 (4) 509 6111; ServiceCenter-ME@AIG.com
• Location: The H Hotel Complex, Trade Centre First, 27th Floor, P.O. Box 40569, Dubai, UAE.
• Price Range: $$

16. MetLife UAE

MetLife UAE, a subsidiary of the global insurance giant MetLife, has been serving the region for over 65 years, offering a diverse range of insurance products. While MetLife UAE primarily focuses on life, health, and accident insurance, they do not currently offer standalone home insurance policies.

The Mortgage Protection plan is specifically crafted to cover outstanding mortgage balances, providing financial security to your loved ones by ensuring that the family home is protected if you’re no longer around to provide for them. This plan offers coverage amounts up to USD 2 million, with flexible terms ranging from 5 to 25 years, allowing you to align the policy duration with your mortgage period. Additionally, the plan includes optional critical illness coverage, offering an extra layer of protection. 

​MetLife UAE is recognized for its customer-centric services, offering efficient claims processing through the myMetLife app, which allows clients to submit and track claims conveniently. The company provides accessible customer support via a dedicated call center operating daily from 8 am to 7 pm. MetLife’s robust financial stability is evidenced by an A+ (Superior) rating from A.M. Best, reflecting its reliability and commitment to policyholders. Additionally, MetLife’s global presence and extensive experience in the insurance industry provide clients with confidence in the company’s capabilities.​

• Home Insurance Coverage: While standalone home insurance is not offered, the Mortgage Protection plan covers outstanding mortgage balances in the event of the policyholder’s death, ensuring the family home remains secure.
• Additional Services: Life, health, accident, savings, and investment insurance.
• Website: www.metlife.ae
• Contact: 800 638 5433, customerservices.gulf@metlife.ae
• Location: Head Office: The Opus by Omniyat, Business Bay, Dubai, UAE.
• Price Range: $$

17. Tokio Marine

Tokio Marine & Nichido Fire Insurance Co., Ltd., established in 1879, is Japan’s oldest and largest non-life insurance company. Operating in the UAE since 1976 under the sponsorship of Al Futtaim Development Services Co. LLC, Tokio Marine has built a strong reputation for providing all-inclusive insurance solutions.

Their Home Protection Insurance is designed to safeguard your villa or apartment, whether you own or rent, across Dubai, Abu Dhabi, or the Northern Emirates. This policy offers extensive coverage for both the building structure and household contents, protecting against risks such as fire, lightning, explosion, earthquakes, storms, floods, theft, and accidental damage. Additionally, it includes liability coverage towards third parties.

A notable feature of Tokio Marine’s home insurance is the inclusion of Worldwide Coverage for Personal Possessions, safeguarding your belongings even when you’re traveling. To help maintain your lifestyle during unforeseen events, the policy covers Loss of Rent or the cost of Alternative Accommodation if your home is affected by a claimable incident. Furthermore, it provides coverage for Fatal Injury to the policyholder and family members while at home, offering financial support during challenging times.

Tokio Marine prioritizes cost-effective solutions, with premiums starting from just AED 1 per day, making comprehensive home protection accessible to a large selection of customers. Their user-friendly online platform allows for quick quotes, varied coverage options, instant premium payments, and prompt delivery of policy documents via email, streamlining the insurance process.

• Home Insurance Coverage: Protection for building structure and household contents against fire, lightning, explosion, earthquakes, storms, floods, theft, accidental damage; worldwide coverage for personal possessions; loss of rent or alternative accommodation expenses; liability towards third parties; fatal injury to policyholder and family members.
• Additional Services: Motor, health, travel, and corporate insurance.
• Website: www.tmnf.ae
• Contact: 800 8663; info@tmnf.ae
• Location: 302-305, Floor No. 3, Single Business Tower, Sheikh Zayed Road, Dubai, UAE.
• Price Range: $

18. Al Wathba National Insurance

Al Wathba National Insurance Company (AWNIC), established in 1996, has become a prominent player in the UAE’s insurance sector. Their Home Insurance policy is designed to provide total coverage for homeowners and tenants.

AWNIC’s Home Insurance covers various risks, including fire, theft, natural disasters, and accidental damage. Notably, the policy includes coverage for alternative accommodation expenses, offering up to AED 80,000 if your home becomes uninhabitable due to a covered incident. Additionally, it provides up to AED 2,500 for spoiled food in the event of freezer or refrigerator breakdowns. The policy also covers tenants’ improvements, protecting enhancements made by tenants up to 10% of the insured amount.

AWNIC is known for putting customers first, with online services that let users buy, renew, or manage their policies anytime, anywhere. The easy-to-use app simplifies everything from reviewing policies to filing claims and requesting quotes.

• Home Insurance Coverage: Protection against fire, theft, natural disasters, accidental damage; alternative accommodation expenses up to AED 80,000; coverage for spoiled food due to freezer/refrigerator breakdowns up to AED 2,500; tenants’ improvements up to 10% of the insured amount.
• Additional Services: Motor, health, travel, marine, and personal accident insurance.
• Website: www.awnic.com
• Contact: 600 544 040; customercare@awnic.com
• Location: Al Wathba Insurance Building, Najda Street, Abu Dhabi, UAE.
• Price Range: $$

19. Watania International 

Watania Takaful, a leading Takaful provider in the UAE, offers the Home Takaful plan, designed to protect both homeowners and tenants against unexpected incidents. This Shari’ah-compliant policy provides total coverage for your property’s structure and contents.

The Home Takaful plan safeguards your home against damages caused by events such as fire, lightning, earthquakes, floods, storms, malicious damage, riots, strikes, water leakage, and theft. It also includes personal accident cover, offering compensation for bodily injuries sustained due to fire or theft incidents. In cases where your home becomes uninhabitable due to a covered peril, the policy covers loss of rent or alternative accommodation expenses. Additionally, it protects personal belongings, including jewelry and money, and offers coverage for tenants’ or owners’ liability, ensuring you’re protected against potential legal claims.

Watania Takaful is widely recognized for its customer-focused approach, delivering prompt and efficient service. Their dedicated team of professionals provides personalized guidance at every stage, ensuring you receive tailored protection that meets your unique needs. Starting your Home Takaful plan is easy—simply complete the online enquiry form.

• Home Insurance Coverage: Protection against fire, lightning, earthquakes, floods, storms, malicious damage, riots, strikes, water leakage, theft; personal accident cover; loss of rent or alternative accommodation expenses; personal belongings cover; tenants’ or owners’ liability protection.
• Additional Services: Motor, medical, family-life, personal accident, travel, and marine Takaful.
• Website: www.watania.ae
• Contact: +971 800 928 2642, info@watania.ae
• Location: The Galleries, Building 2, Level 13, Downtown Jebel Ali, Dubai, UAE.
• Price Range: $

Summary Table of the Best Home Insurance Companies in Dubai

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